- Mortgage Loan Originator
Keary D Hayes I, has been a Real Estate Agent in Georgia since 1978. In 1990 he began originating mortgage loans in the state of Georgia, and in 2012 Keary became a Licensed Mortgage Loan Originator through NMLS. He maintains both licenses to this day.
Acting in a dual capacity as a Licensed Mortgage Loan Originator AND a Licensed Real Estate Agent, Keary has been very successful in structuring purchases and refinances by showing his clients ways to improve their financial status with "CASH OUT" refinances and “POSITIVE CASH FLOW” purchases.
Examples of this creative approach includes but is not limited to:
• PAY OFF HIGH INTEREST LOANS/DEBT.
• PURCHASE REAL ESTATE AS AN INVESTMENT.
• REDUCE TAX LIABILITEY BY FUNDING IRAS.
• TURNING THEIR CURRENT HOME INTO INVESTMENT PROPERTY RATHER THAN SELLING IT.
Keary has been a resident of Ballground, Georgia for the last 16 years and has been a Metro Atlanta Resident since 1971.
Keary has a BS from the University of Southern Mississippi, and completed 2 years of graduate work at Candler School of Theology. *EMORY
Before Real Estate, Keary did financial planning, selling retirement plans and also had a Series 7 Stock Broker License. The training in all of those fields, is very much a part of the expertise required to do the work Keary does.
The distinctive thing about Keary’s style is he is never rushed when it comes to spending time to define a customer’s needs. His goal is to become a “TUSTED ADVISOR” for a client, versus just being a person who simply unlocks houses or takes a loan application. Keary’s commitment to relationship building is evidenced by the fact that he is now helping the children of people he met 35 years ago, to purchase homes.
Real Estate Agent
Virtual Properties Realty
117 Townlake Parkway, Suite 300
Woodstock, Ga 30188
NMLS # 34551
- (770) 928-8985
- (770) 928-8509